NCP Claims Administration
Our third party administration (TPA) services are
staffed by experience claim experts who strive to employ
every possible solution and technique to reduce our
client’s claim costs. We execute in a way that
integrates and indeed, compliments our clients program,
process, and goals. Our goal is to provide our clients
with the expertise, insight, and service necessary to
meet the goals of their overall risk management program
set forth by the client and their broker or consultant.
This requires, as a partner, to provide customized,
effective solutions that exceed their expectations...
Each claim is thoroughly investigated, evaluated and
managed to the best and most cost effective conclusion.
Experienced adjusters and a state-of-the-art claims
management system, ensures we proactively manage claims
to contain, mitigate the risk exposures.
Claims Management System
NCP utilizes Quick Internet Software Solutions (QISS), a
pioneer in web-based claims management systems for the
insurance industry. It allows all stakeholders,
regardless of physical location, access to complete,
accurate and real-time data. A fully staffed IT
department ensures it remains cutting edge and can meet
the needs of our clients... The system has been designed
from the prospective of the user, with intuitive system
layout and screen progressions.
Basic Features
• Entirely web based
• Manages all lines of claims coverage
• Total client information management
• Over 150 standard reports to analyze data with
customized reports available
• Diary reminder up to any date in the future
• All claim documents and file notes stored and
retrievable on-line 24/7 by all parties with access
• State Compliant Electronic Data Interchange (EDI)
• Total security and redundancy
System Functionality
Functionality
QISS’ Claims Management System is one of the most
complete, robust systems on the market today. Our system
handles all lines on insurance. Whether it’s Worker’s
Compensation, with all of its state reporting
requirements, Property & Casualty, Auto Liability, or
General Liability; Claims from all lines are managed by
our system. When the claim type for a new claim is
entered into our system, the subsequent screens are
customized to capture the necessary information unique
to that claim type.
Diary/Notes
Our diary/notes feature is one of the most utilized
features of the Claims Management System. We use the
diary feature as our primary way to communicate with
each other concerning claims. Our notes feature allows
for the entry and storage of more detailed information
associated with a claim.
Service Tracking
We use our system to enter and track services performed
for a specific claim. Rate sets can be defined on a
client-specific basis, allowing for the automatic
filling of the rate field. We have the choice of
defining as many types of services as our clients would
like. All this allows for detailed itemization of
services, including (but not limited to) adjuster hours,
clerical time, mileage, photos, etc… Even if the client
wants us to bill at a flat rate, we often use this
feature to track how much time is being spent on
individual claims. All of this information is recorded
and can then be used for analysis.
Reserve Management
Reserves are tracked and adjusted through the system.
Reserves can be set, increased, or decreased manually.
There is an option of setting reserves to automatically
increase as bills are submitted against the claim, or to
be approved by an adjuster. Each transaction, whether a
bill, reserve adjustment, or subrogation, is recorded
and a log is produced that can be referenced to produce
a ‘snapshot’ of that claim at any given time and date.
All reserve information can be reproduced in detailed
loss runs by the user.
Compensation Schedules
Compensation schedules can be initiated out of the
system to automatically produce compensation checks. The
system handles waiting periods, third party payments,
and caps on total compensation paid.
Bank Account Management and Check Cutting
Checks can be cut directly out of our system. Multiple
payments to one entity can be ‘rolled-up’ into one
check, rather than cutting separate checks. Auto
reconciliation of bank accounts is provided. QISS will
load our or the client company logo into our system so
your checks can be cut on blank check stock…. a cost
saving.
Recoveries/Subrogation
Recoveries, subrogation, and salvages, are all itemized
in the system under the reserve management section. Any
recoveries made reduce the total incurred figure.
Document Storage
QISS allows us to upload any digital document associated
with a claim into the claims management system. It then
can store PDF’s, photos, Word documents, and audio files
into the system. There are no storage restrictions so we
can store an unlimited number of documents. Our document
storage system also features the popular ‘drag and drop’
feature from Microsoft, allowing users to use their
mouse to drag any icon from their desktop to the
document storage field where it will then automatically
queue for upload. Documents uploaded into the system are
then set to ‘lock’ after a default period of 24 hours
(defined by us) to prevent accidental destruction or
deletion of data.
Claim Importing
Currently under development, the QISS system will soon
include a bill importer. The bill importer will
essentially be a web page that our clients can go to in
order to submit a prospective claim. After the
prospective claim is submitted, the adjusting company or
TPA can inspect the proposed claim, add any additional
information necessary, or reject the claim if it is
determined to be an invalid claim. This new feature will
streamline the claim entry process and saving claims
personnel time and money.
Medical/Legal
Any medical or legal information related to the claim
can be stored under the separate medical and legal tabs
on the claims screen. Information pertaining to doctors,
lawyers, judges, etc., can be entered and applied to
multiple claims.
Report Generation
QISS’ claims management system has extensive reporting
capabilities built into our system. Over 100 pre-defined
reports exist in our system that can further be modified
by the user by simply changing the parameters of the
reports.
For option-based reporting, modified reports can be
generated based on the parameters chosen by the user.
This allows users to customize reports simply and
quickly in a variety of ways. Customized reports can
then be labeled and saved in the user’s reports table.
Bar and pie graphs can be created and added to reports.
All reports can then be exported to Microsoft Word,
Excel, or pdf files. These reports can then be e-mailed
to our clients. If our client's choose, a ‘view-only’ id
can be provided to the client, enabling them to run
their own ad-hoc reports whenever needed. Custom reports
can be built as necessary at customer’s request.
Form Letters
Form letters of all types are stored in our system. When
a particular form letter is referenced, all of the
information related to the claim is auto-filled into the
appropriate fields. The letters can then be printed and
mailed, or saved as a PDF or Word document and e-mailed
Refer to www.eqiss.com for details on security and other
information